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The Importance of Having Protection 

We insure our cars, phones, pets, and other possessions but not the most valuable asset which is You!

To insure our car and phones etc we need income.

What if something happened to you and you couldn't work?

The idea of protection is to keep money coming in if the worst were to happen to you or your family.

Protection can reassure you that your family and lifestyle will be protected for the duration of your policy.

 

Income Protection 

If you can’t work due to illness or an injury, how long will your employer pay you? If you’re Self-Employed, there’s no sick pay at all – how would this loss of income impact your family?

Income protection will pay you a monthly sum to help cover your mortgage payments, bills, and other household costs if you’re unable to work.

Life Insurance

Life insurance is the most common protection product. It pays a lump sum to your partner or dependents if you were to die during the term of the policy.

There are different forms of life cover, which means you can buy the product that suits your situation best.

Critical Illness Cover

Critical illness cover pays you a lump sum if you are diagnosed with a serious illness such as cancer, heart disease, stroke, or multiple sclerosis.

This cover could replace your salary, help pay for lifestyle changes or even household adaptations – it takes the pressure off, so you can focus on your health. 

Family Income Benefit

This is a form of life insurance that pays a regular sum to your family if you were to pass away. Many people take this kind of policy out in addition to the lump sum you typically receive from life insurance.

How can Manor Holmes Help?

When you make a big financial commitment like buying a home, it’s important to consider what could go wrong. It’s never an easy thing to think about, but it could make a huge difference to your family in the future. 

Manor Holmes is here for you, and we can have appointments over Zoom, telephone call or Face to Face to ensure you truly understand what you are protected for!

Invest a little time and money in looking after the people you love.

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