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We are here for your Protection Needs

We insure our cars, phones, pets, and other possessions but not the most valuable asset which is You!

To insure our car and phones etc we need income.

What if something happened to you and you couldn't work?

The idea of protection is to keep money coming in if the worst were to happen to you or your family.  

 

Protection can reassure you that your family and lifestyle will be protected for the duration of your policy. 
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Invest a little time and money in looking after the people you love.

Life Insurance

Life Insurance is there to support the people around you. It doesn’t benefit you, but it benefits the people that you would leave behind, such as your partner, children, and other family members. It’s there so if you die, they will receive a lump sum of money to support them through your loss of income and be able to keep their home.

 

Life Insurance is there to ease your loved ones worries on finances through a difficult time. 

Income Protection

Income Protection Insurance pays you a regular monthly income if you can't work because of sickness or disability and continues until you return to paid work or you retire. This protection allows you to keep paying your mortgage and other bills, giving you peace of mind that your household finances are taken care of while you focus on getting yourself back to good health. Income Protection is especially important to those who are Self-employed as you don’t have any sick pay to cover your monthly outgoings.

Landlord Insurance

This cover protects landlords from risks associated with their rental property. This insurance covers you against any unpredictable events such as fire, flood, theft, or vandalism. You can also get protected should any tenants claim against you and loss of rent. There are different types of landlord insurance that cover you for different risks. The type of cover you chose depends on what risks you would like to be covered for.

Critical Illness Insurance

Critical Illness Cover gives you a lump sum of money if you get diagnosed with a serious illness. It doesn’t have to be a terminal illness, and there many illnesses covered. You may have heard that the cover isn’t paid out. This couldn’t be further from the truth. Most of the stats that we get from insurance companies are in the 90% range for pay-outs. The only true reasons that they wouldn’t pay out are if the full detail were not given to them at application stage. 

Home Insurance

Home insurance provides financial protection in the event of something happening to your property and/or belongings. Building Insurance covers you in the event of damage to the structure of your home, such as the walls, roof, and floors. Contents Insurance covers you for loss or damage to personal possessions in the event of fire, theft, flooding, and similar incidents. It covers all your personal belongings – anything not physically attached to the building.

Wills

A Will is a legal document that determines what happens to your estate when you die. Estate is also known as assets which are things like your property, savings, and investments. On writing up your Will you determine what you want to include and who will receive what. Another importance of writing up a Will especially for families, is that parents can make provisions for their children not only financial provisions, but decisions based on who will look after your children, where  are they going to live and how are they going to be provided for.

Not sure what Insurance Product you need?

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